Commercial Products Home
Michigan Millers Insurance appreciates the effort in building a successful enterprise. Our Business Insurance products are designed to meet your needs in protecting your enterprise against the potential for loss. Michigan Millers Insurance offers all the insurance you need to protect your business assets through a select network of independent insurance agents.
Businessowners Policy (BOP)
Michigan Millers provides Businessowners (BOP) and Commercial Package (CPP) policies which provide up to date comprehensive protection tailored to your business needs.
Commercial Auto
Commercial Automobile policies provide collision, comprehensive, liability, medical payments, and no-fault protection for all types of commercial and private passenger vehicles.
Commercial Package Policy (CPP)
The CPP policy is a valuable and cost-effective way to combine many different lines of business into one package. The Fire and Allied Lines, Crime, ISO Inland Marine, and General Liability coverages are eligible for the package.
Commercial Umbrella
A Commercial Umbrella policy provides protection against catastrophic losses extending an additional layer of liability protection for extra peace of mind.
Employee Practices Liability (EPLI)
In today’s business climate, Employment Practices Liability Insurance (EPLI) is a must. EPLI provides coverage, including cost of defense, for discrimination and harassment actions and other state and federal employment-related claims. Optional third party coverage for claims brought by customers or vendors is also available.
Equipment Breakdown
Equipment Breakdown coverage responds to the cost to repair or replace mechanical, electrical or pressure systems equipment that suffers a breakdown.
Workers' Compensation
Michigan Millers Workers' Compensation programs provide coverage to comply with the responsibilities imposed upon an employer by the state.
Specialty Products Home
Specialty accounts are unique. We are experienced in the Specialty market and possess the expertise necessary to provide insurance solutions to fit your needs.
- Coverages tailored for targeted classes.
- Timely and competitive quotes will be provided.
- Our rating flexibility enables us to base our pricing on each client’s experience and the unique aspects of the operations involved.
- We listen and are committed to thinking beyond the usual parameters in developing solutions for you.
- We greatly value and prioritize the relationships with our agency partners.
QUICK FACTS ABOUT SPECIALTY INSURANCE SOLUTIONS
- First SIS policy was written in 2014
- Located in Madison, Wisconsin
- Division of Michigan Millers Insurance, which was founded in 1881
- Products are available exclusively through Independent Agents
- Rated “A” (Excellent) by A.M. Best
AVAILABLE APPETITE*
* Availability varies by state
Specialty Insurance Solutions
P (800) 447-1291 | E specialtysolutions@mimillers.com
Agritourism
Our appetite for agritourism related businesses is broader than those referenced below.
APPETITE
- Apple orchards
- Arts and crafts
- Concession
(popcorn, apple cider, and hot chocolate) - Corn mazes
- Farmers markets
- Fishing ponds
- Haunted houses
- Hayrides
- Jumping pillows
- Petting zoos
- Playgrounds
- Pumpkin patches
- Strawberry picking
AVAILABLE COVERAGES*
* Availability varies by state
Specialty Insurance Solutions
P (800) 447-1291 | E specialtysolutions@mimillers.com
Alarm Services
Our appetite for alarm services is broader than those referenced below.
APPETITE
- Access control
- Alarm system installations, services, and repairs
(burglary and fire)
- CCTV installation
- Low voltage wiring
(central vacuum systems, entertainment centers, and sound systems)
- Security systems monitoring
AVAILABLE COVERAGES*
* Availability varies by state
Specialty Insurance Solutions
P (800) 447-1291 | E specialtysolutions@mimillers.com
Animal Related Businesses
Our appetite for animal related businesses is broader than those referenced below.
APPETITE
- Animal boarding
- Animal rescue
(not including dogs) - Doggy day care
- Equine risks, riding stables, and boarding
(not available in NY, non-profit only in MN) - Humane societies
- Pet grooming, walking, sitting, training
- Petting zoos
- Pony and kiddie rides
- Therapeutic riding academies
AVAILABLE COVERAGES*
* Availability varies by state
Specialty Insurance Solutions
P (800) 447-1291 | E specialtysolutions@mimillers.com
Club & Social Organizations
Our appetite for club and social organization related businesses is broader than those referenced below.
APPETITE
- Awareness groups
- Chambers of commerce
- Charitable groups
- Community enhancement and betterment clubs
- Fraternal organizations
- Hobby clubs
- Homeowner associations
- Networking groups
- Trade associations
AVAILABLE COVERAGES*
* Availability varies by state
Specialty Insurance Solutions
P (800) 447-1291 | E specialtysolutions@mimillers.com
Detective / Security
Our appetite for detective / security related businesses is broader than those referenced below.
APPETITE
- Armed and unarmed guards
- Arson investigators
- Claims adjusters
- Detective agencies
- Private investigators
- Private process servers
- Security firms
- Security instruction
AVAILABLE COVERAGES*
* Availability varies by state
Specialty Insurance Solutions
P (800) 447-1291 | E specialtysolutions@mimillers.com
Educational Businesses
Our appetite for educational businesses is broader than those referenced below.
APPETITE
- Art, music, or special interest classes
- Aquariums
- Botanical gardens
- Driver training schools
- Children’s museums
- Educational or learning centers
- Museums
- Performing arts theatres
- Tutors
- Tours (educational)
- Zoos (accredited only)
AVAILABLE COVERAGES*
* Availability varies by state
Specialty Insurance Solutions
P (800) 447-1291 | E specialtysolutions@mimillers.com
Entertainment Businesses
Our appetite for entertainment related businesses is broader than those referenced below.
APPETITE
- Arcades
- Axe throwing facilities
- Banquet halls
- Batting cages
- Climbing walls
- Clowns, DJs, bands, magicians, etc.
- Disc golf courses
- Escape rooms
- Family amusement centers with bowling
- Go-Karts (restricted)
- Indoor children’s playcenters
- Indoor golf simulator facilities
- Inflatable rentals
- Laser tag
- Mini golf and driving ranges
- Paintball facilities
- Ropes courses
- Virtual reality
- Whirly ball
- Zip lines
AVAILABLE COVERAGES*
* Availability varies by state
Specialty Insurance Solutions
P (800) 447-1291 | E specialtysolutions@mimillers.com
Food Trucks
Our appetite for food truck related businesses is broader than those referenced below.
APPETITE
- Catering trucks
- Concession trucks
- Food carts
- Food trailers
- Mobile food trucks
- Vending trucks
AVAILABLE COVERAGES*
* Availability varies by state
Specialty Insurance Solutions
P (800) 447-1291 | E specialtysolutions@mimillers.com
Health Clubs
Our appetite for health club related businesses is broader than those referenced below.
APPETITE
- 24-hour gym facilities
- Aerobic studios
- Barre classes
- Beauty salons and spas
- Boot fitness camps
- Circuit workout studios
- CrossFit programs
- Cycling studio and classes
- Dance schools and studios
- Franchise operated health clubs
- Group fitness classes
- Gyms
- Health and wellness clubs
- Licensed massage therapists
- Personal trainers
- Pilates studios
- Tanning beds
- Yoga studios
(including hot yoga)
AVAILABLE COVERAGES*
* Availability varies by state
Specialty Insurance Solutions
P (800) 447-1291 | E specialtysolutions@mimillers.com
Hunting / Fishing Related Businesses
Our appetite for hunting and fishing related businesses is broader than those referenced below.
APPETITE
- Archery stores and ranges
- Bait and tackle shops
- Concealed carry instructors
- Fishing guides
- Fishing ponds
- Gun ranges
(indoor or outdoor) - Hunt clubs and preserves
- Hunting guides and outfitters
- Rod and gun shooting clubs
- Skeet and trap shooting ranges
- Sporting good stores with gun sales
AVAILABLE COVERAGES*
* Availability varies by state
Specialty Insurance Solutions
P (800) 447-1291 | E specialtysolutions@mimillers.com
Outdoor Recreation
Our appetite for outdoor recreation related businesses is broader than those referenced below.
APPETITE
- Beaches (commercially operated)
- Bicycle and e-bike rentals
- Boat rental (restricted)
- Cabin and cottage rentals
- Campgrounds
- Canoe, kayak, paddleboard, and rowboat rentals
- Community gardens
- Conference and retreat centers
- Dude ranches
- Fairs and fairgrounds
- Glamping
- Guided tours
- Hiking trails
- Park and picnic grounds (commercially operated)
- RV parks
- Sledding hills
- Summer camps
- Tube and raft rentals
AVAILABLE COVERAGES*
* Availability varies by state
Specialty Insurance Solutions
P (800) 447-1291 | E specialtysolutions@mimillers.com
Pest Control
Our appetite for pest control related businesses is broader than those referenced below.
APPETITE
- Animal trapping
(nuisance wildlife, birds, rodents, etc.) - Application of chemicals inside and outside the structures
- Bed bug treatment
- Pest control inspections and consultations
- Pest control operations
- Treatment of commercial and residential facilities for insect control
AVAILABLE COVERAGES*
* Availability varies by state
Specialty Insurance Solutions
P (800) 447-1291 | E specialtysolutions@mimillers.com
Special Events
Our appetite for special event related businesses is broader than those referenced below.
APPETITE
- Art and film festivals and shows
- Auctions
- Auto, boat, and motorcycle shows
- Bake sales
- Banquets
- Bazaars
- Beer and wine tasting events
- Book signings
- Business conferences
- Carnivals, fairs, and markets
- Charity dinners and benefits
- Christmas tree lots
- Community festivals
- Company outings
- Concerts
- Concessionaires
- Conventions
- Craft fairs
- Dance recitals
- Demolition derbies
- Exhibitions
- Food festivals
- Fund raising events
- Garage sales
- Golf tournaments and outings
- Graduation celebration
- Haunted houses
- Home and garden shows
- Horse shows and tractor pulls
- Job fairs
- Lectures
- Meetings and luncheons
- Musicals
- Music festivals
- Outdoor expos
- Parades
- Picnics
- Pig roasts
- Pumpkin patches
- Race events
(walk, run, bicycle, etc.) - Religious gatherings
- Reunions
- Sporting events
(adult and youth) - Theatrical performances
- Trade or professional conventions
AVAILABLE COVERAGES*
* Availability varies by state
Specialty Insurance Solutions
P (800) 447-1291 | E specialtysolutions@mimillers.com
Sports Complexes
Our appetite for sports complex related businesses is broader than those referenced below.
APPETITE
- Athletic clubs and fields
- Ice skating rinks
- Instructional facilities
- Multi-purpose sports facilities
- Sports training facilities
- Stadiums (operated by insured)
- Swimming pools (commercially operated)
- Swim school facility
AVAILABLE COVERAGES*
* Availability varies by state
Specialty Insurance Solutions
P (800) 447-1291 | E specialtysolutions@mimillers.com
Sports Teams, Clubs, Camps
Our appetite for sport related businesses is broader than those referenced below.
APPETITE
- Baseball
- Basketball
- Bicycling
- Cross country skiing
- Curling
- Football (flag and non-tackle)
- Hockey (age restricted)
- Lacrosse (age restricted)
- Martial arts
- Pickleball
- Running
- Soccer
- Swimming
- Tennis
- Ultimate frisbee
- Volleyball
AVAILABLE COVERAGES*
* Availability varies by state
Specialty Insurance Solutions
P (800) 447-1291 | E specialtysolutions@mimillers.com
Tree Trimmers
Our appetite for tree trimming related businesses is broader than those referenced below.
APPETITE
- Arborists
- Pesticide and herbicide application –incidental
- Including incidental lawn care and landscaping
- Including some snow removal operations
- Stump removal and grinding
- Tree and brush trimming and pruning
- Tree repair and removal
AVAILABLE COVERAGES*
* Availability varies by state
Specialty Insurance Solutions
P (800) 447-1291 | E specialtysolutions@mimillers.com
Vacation Rentals
Our appetite for vacation rental related businesses is broader than those referenced below.
APPETITE
- Bed and breakfasts
- Bungalow
- Cabin
- Cottage
- Farmhouse
- Guest house
- Single family home (Airbnb)
- Yurts
AVAILABLE COVERAGES*
* Availability varies by state
Specialty Insurance Solutions
P (800) 447-1291 | E specialtysolutions@mimillers.com
Social Services
Our appetite for social service related businesses is broader than those referenced below.
APPETITE
AVAILABLE COVERAGES*
* Availability varies by state
Specialty Insurance Solutions
P (800) 447-1291 | E specialtysolutions@mimillers.com