The material provided on the Michigan Millers Insurance website,(“Website”),  www.mimillers.com including the information and any images incorporated in the Website, is for your personal private non-commercial use only. By using the Website, you agree to be bound by these Terms of Use. If you do not agree with any part of these Terms of Use, you must not use the Website. Your continued use of the Website will constitute your acceptance of these Terms of Use, as may be modified by Michigan Millers at any time without notice to you. You are encouraged to review the Terms of Use periodically for updates and changes.

Except as expressly mandated by law, you may not, without our prior written permission:

    1. Hyperlink from another web site to the Website;
    2. Post, transmit, reproduce, distribute, alter, prepare derivative works from, or republish anything obtained and/or downloaded from the Website;
    3. Perform any systematic retrieval of data or other content from the Website.

Use of Website by a competitor company or other non-consumer third party is prohibited.

Except as otherwise expressly stated, all content on the Website is the property of Michigan Millers or third party content suppliers and is protected by U.S. and international copyright laws. You may use materials obtained from the Website for the permitted purposes set forth in these Terms of Use.

All trademarks, service marks, Michigan Millers logos, product names and service names on the Website are the property of Michigan Millers or their respective owners and may not be copied, imitated or used, in whole or in part, without the prior written permission of Michigan Millers or the respective owners.

The information and materials provided in the Website are intended for general reference only, and may not describe all of the terms, conditions, and exceptions applicable to Michigan Millers' products and services. All coverages are subject to the terms and conditions of the specific insurance policies issued. Coverages and their availability may vary by state and individual circumstances. Any analysis of coverage is in general terms and is superseded in all cases by the Insuring Agreements, Exclusions, and Policy Conditions. Certain products and services are not available to all persons who may access the Website because Michigan Millers is not authorized to sell its products and services in all jurisdictions.

In no event shall Michigan Millers be liable for any direct, special, indirect or consequential damages, or any other damages of any kind, including but not limited to loss of use, loss of profits, or loss of data, whether in an action in contract, tort (including but not limited to negligence), or otherwise, arising out of or in any way connected with the use of the Website or the materials contained in, or accessed through, the Website.

If you are in a state that does not allow the limitation of liability for certain damages, the above limitation of liability or a portion of it may not apply to you. However, you agree in any event that Michigan Millers' total liability for all damages, losses, injuries, or claims of any kind or nature shall be limited to the amount you have paid to access the Website.

Michigan Millers values and protects the privacy of your information. Please review the Michigan Millers Privacy Policy for further information.

Portions of the Website are protected and a User ID and password are required for access. Unauthorized access of such portions of the Website is prohibited. If you believe someone has obtained your User ID or password you agree to notify Michigan Millers immediately. For your protection, if Michigan Millers believes that any unauthorized access has occurred, or may occur, Michigan Millers may terminate such access without prior notice to you. You also agree that Michigan Millers is permitted to act upon any instructions received using your User ID and password and to consider such instructions as being authorized by you.

This site and the materials contained therein are provided on an “as is” basis without warranties of any kind, either express or implied. You expressly agree that use of the Website, including all content, data or software distributed by, downloaded or accessed from or through the Website, is at your sole risk.

Michigan Millers disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement as to the information, materials, content, services and products on the Website. Michigan Millers does not represent or warrant that materials in the Website are accurate, complete, reliable, current, or error-free. Michigan Millers is not responsible for typographical errors or omissions. Michigan Millers attempts to ensure your access and use of the Website is safe, however Michigan Millers cannot and does not represent or warrant that the Website, or its server(s) are free of viruses or other harmful components. Applicable Law and Venue The Terms of Use are governed by the laws of the State of Michigan, USA and United States federal laws. Any dispute concerning the Website or these Terms of Use shall be subject to the exclusive jurisdiction of the Circuit Court of Ingham County, MI or the Western District of Michigan Federal District Court.

The Terms of Use are governed by the laws of the State of Michigan, USA and United States federal laws. Any dispute concerning the Website or these Terms of Use shall be subject to the exclusive jurisdiction of the Circuit Court of Ingham County, MI or the Western District of Michigan Federal District Court.

These Terms of Use are effective until terminated by either party. You may terminate these Terms of Use without notice to Michigan Millers by discontinuing all use of the information contained in the Website and destroying the materials you have obtained from the Website, including all related documentation and copies. Michigan Millers may terminate these Terms of Use and/or products and services offered by Michigan Millers at any time without notice to you if, in our sole judgment, you breach any term or condition of these Terms of Use. Upon termination, you must discontinue all use of the information contained in the Website and destroy the materials you have obtained from Michigan Millers, including all related documentation and copies. Michigan Millers is also entitled to terminate all or part of the Website at any time, without notice to you.

These Terms of Use state the entire agreement with regard to the items discussed above.